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Free Financial Tool

Student Budget Planner

Take control of your finances. Track your internship stipend, manage expenses, and save for your goals.

Visual Analytics
Smart Insights
Goal Tracking
100% Private

Income & Goals

Monthly Expenses

Enter your estimated monthly spends

Budget Summary

Total Income

0

Total Expenses

0

Remaining Balance

0

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What is Student Budget Planner?

University is often the first time young adults manage their own money. It's also the first time many run out of money by the 15th of the month. The **Student Budget Planner** is a simplified financial dashboard built for the unique needs of students. Unlike complex accounting apps, it focuses on the basics: "How much do I have?", "How much do I need for rent?", and "Can I afford this pizza?".

How to Use Student Budget Planner

1

Enter Income

Input your monthly allowance, internship stipend, or part-time wages.

2

List Expenses

Add your fixed costs (Rent, Fees) and variable costs (Food, Fun).

3

Review Balance

See if you are in the green (saving) or red (overspending).

4

Adjust

Cut down on variable expenses to meet your savings goals.

We use a category-based system tailored to student life. **Income Streams**: Allowance, Stipends, Freelancing. **Expense Buckets**: Academics (Books/Prints), Living (Rent/Mess), and Lifestyle (Parties/Travel). The tool visualizes your spending in a pie chart, instantly showing if you are overspending on "Lifestyle" at the cost of "Savings".

Why Use This Tool?

50/30/20 Rule Calculator
Expense Categorization
Savings Goal Tracker
Stipend Management
Visual Pie Charts

**Avoid the End-of-Month Broke**: Smooth out your spending so you have cash for the last week. **Save for Goals**: Visualizing savings helps you put away money for a trip or a new phone. **Financial Literacy**: Building the habit of tracking expenses now sets you up for wealth later.

Who Is This For?

College StudentsInternsStudy Abroad Students

**Study Abroad**: Managing a tight budget in a foreign currency (Dollars/Euros). **Hostel Life**: Managing fixed monthly pocket money from parents.

Behind the Technology

Client-side analytics with predefined categories. Lightweight and private - we don't ask for bank passwords.

Tips for Best Results

1

Track every single rupee for one month. You will be shocked where it goes.

2

Treat 'Savings' as a fixed expense. Move it out of your main account on Day 1.

3

Use cash for 'Fun' expenses. When the cash is gone, the fun pauses.

Frequently Asked Questions

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