Compare CTC vs In-Hand salary and check hidden bond penalties for top companies before you sign the offer letter.
Highest Package (Fresher)
₹9.5 LPA
Infosys (SP)
Strict Bonds
₹2 - 10 Lakhs
Penalty Amount
No Bond Companies
5+
Accenture, Zoho...
| Company | Role | CTC | In-Hand (Approx) | Bond Policy | Penalty |
|---|---|---|---|---|---|
| TCS (Ninja) | Assistant System Engineer-Trainee | 3.36 LPA | ₹21,000 / month | 1 Year | ₹50,000 |
| TCS (Digital) | System Engineer | 7.0 LPA | ₹48,000 / month | 1 Year | ₹50,000 |
| TCS (Prime) | System Engineer | 9.0 LPA | ₹62,000 / month | 1 Year | ₹50,000 |
| Infosys (System Engineer) | System Engineer | 3.6 LPA | ₹23,000 / month | 1 Year | ₹1,00,000 |
| Infosys (Specialist Programmer) | Specialist Programmer (SP) | 9.5 LPA | ₹63,000 / month | None | 0 |
| Accenture (ASE) | Associate Software Engineer | 4.5 LPA | ₹28,000 / month | None | 0 |
| Accenture (Advanced ASE) | Advanced Associate Software Engineer | 6.5 LPA | ₹42,000 / month | None | 0 |
| Zoho | Software Developer | 5.6 - 8.4 LPA | ₹40,000 - ₹60,000 / month | None | 0 |
| Capgemini | Analyst | 4.25 LPA | ₹26,000 / month | 2 Years | ₹2,00,000 |
| Wipro (Turbo) | Project Engineer | 6.5 LPA | ₹43,000 / month | 1 Year | ₹75,000 |
| Mindtree / LTIMindtree | Software Engineer | 4.0 LPA | ₹25,000 / month | 2 Years | ₹2,00,000 |
| Mu Sigma | Trainee Decision Scientist | 30 LPA (Over 3 Years) | ₹25,000 (Year 1) | 3 Years (Strict) | ₹10,00,000 |
| Cognizant (GenC) | Programmer Analyst Trainee | 4.0 LPA | ₹24,500 / month | None | 0 |
| Cognizant (GenC Next) | GenC Next | 6.75 LPA | ₹45,000 / month | None | 0 |
For freshers entering the corporate world, the Offer Letter is often full of confusing terms. "CTC", "Variable Pay", "Service Bond", "Training Period". The **fresher Salary & Bond Tracker** demystifies these contracts. It focuses specifically on the "Mass Recruiters" and top IT firms in India, providing transparent data on what you will *actually* get paid and what it costs to leave. Don't sign a 2-year bond without knowing flexibility it costs you.
Choose from the list of major IT recruiters in India.
Enter the package offered (e.g., 3.6 LPA, 4.5 LPA).
See the estimated monthly in-hand salary after PF and tax.
Review the service bond duration and penalty amount if you leave early.
We aggregate data from recent offer letters and employee feedback. **In-Hand Calculator**: We strip away the "CTC" fluff (Gratuity, Insurance, PF employer contribution) to show you the money that hits your bank account. **Bond Database**: We track the current bond policies. For example, knowing that "Company A" has a 1-year bond of 50k while "Company B" has a 2-year bond of 2 Lakhs can help you decide which offer to accept.
**Financial Planning**: Know your real monthly budget before you move to a new city. **Career Mobility**: Understand how "locked in" you will be to a company. **Offer Comparison**: Compare two offers not just by LPA, but by freedom and cash-in-hand.
**Campus Placements**: Deciding between multiple offers. **Negotiation**: Understanding the standard deductions to ask better questions to HR.
Uses a tax and deduction logic engine tailored to Indian labor laws and standard corporate structures (PF 12%, Professional Tax, etc.).
Always calculate 'In-Hand' before renting an apartment. 3.6 LPA sounds like 30k/month, but usually is ~23k.
Avoid bonds longer than 1 year if possible. The tech market changes fast.
Check if the bond amount decreases over time (prorated).
Experience letters are more valuable than the bond amount - don't burn bridges.
