College ROI Calculator

The brutal truth about your education investment. Find out exactly how long it will take to earn back your college fees.

Investment Details

Enter your college expenses and expected outcomes

Total College Fees (4 Years)

₹8,00,000

Monthly Living Cost (Hostel/PG)

₹10,000/month

Expected Starting Salary (CTC)

₹4,50,000 per year

ROI Analysis

Time to Recover Investment

5.6 Years

(~67 months of working)

Total Investment Required₹12,80,000

10-Year Wealth Projection₹10,15,000

High Risk Investment

It will take over 5 years just to recover your costs. Consider scholarships or lower-cost colleges.

Daily Cost

₹877

Spent every single day for 4 years

Hourly Rate Needed

₹225

Your future hourly earning

ROI Percentage

79%

Return over 10 years

Why Calculate College ROI?

Education is likely the second biggest investment you'll make in your life (after a house). Yet, most students in India join colleges without doing the math. If you spend ₹20 Lakhs on a degree that gets you a ₹4 LPA job, you might spend the next 7-8 years just paying back the debt.

How We Calculate This

Total Investment: We calculate Tuition Fees + (Monthly Living Cost × 48 months).
Net Income: We assume ~15-20% deductions (Tax, PF) on your salary.
Savings Rate: We realistically assume you can save only 60% of your in-hand salary (living expenses don't stop after college!).
Recovery Time: Total Investment ÷ Yearly Savings.

What is a Good ROI?

Excellent

< 2 Years

Top IITs, NITs, and Government Colleges usually fall here.

Average

2 - 4 Years

Good private colleges with decent placements.

Poor

> 5 Years

Expensive private universities with low median packages.